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Coldcard

Coldcard is an air-gapped hardware wallet for Bitcoin, made by Coinkite, that stores private keys offline and signs transactions without internet exposure.

Hardware
Updated: Mar 19, 2026
Also known as: Coldcard wallet Coinkite

What Is a Coldcard?

A Coldcard is an air-gapped hardware wallet for Bitcoin. Coinkite manufactures it. The device stores private keys offline. It signs transactions without internet exposure.

Coldcard users generate seeds using built-in dice rolls or import them securely. To spend Bitcoin, users create a transaction on an online computer. They transfer it to Coldcard via microSD card or QR code. Coldcard verifies and signs the transaction offline. Users then export the signed transaction back the same way for broadcasting.

Coldcard matters for security. It isolates private keys from malware, phishing, and network attacks. Bitcoin-only focus reduces software vulnerabilities. Features like duress PINs (reveal decoy wallet under coercion) and anti-phishing words protect users further.

Key characteristics include:

  • Air-gapped design: No wireless connectivity; USB for power only in signing mode.
  • Secure element: Uses a dedicated chip for key storage.
  • Open-source firmware: Users verify code integrity.
  • Models: Mk4 (standard), Q1 (QR-focused), WalletGuard (NFC reader).
  • Seed support: BIP39, SLIP39 shamir shares.

Examples: Long-term holders use Coldcard for 'HODLing' sats securely. Power users combine it with multisig setups.

BlockchainBitcoin

Bitcoin (BTC) is the first decentralized cryptocurrency, launched in 2009. It uses blockchain technology for secure, peer-to-peer digital transactions without intermediaries.

Read full definition
SecurityPlausible Deniability

Plausible Deniability refers to the ability to deny knowledge or possession of cryptocurrency by using techniques like decoy wallets or hidden volumes, ensuring privacy under duress.

Read full definition
BlockchainBIP39

BIP39 is a standard for generating mnemonic seed phrases that are used to create deterministic wallets and securely back up cryptocurrency private keys.

Read full definition
SecurityShamir Secret Sharing

Shamir Secret Sharing (SSS) divides a secret, like a crypto wallet seed, into multiple shares. A threshold number of shares reconstructs it, enhancing security as in SLIP-39 backups.

Read full definition
TransactionMultisig

Multisig (multi-signature) is a security feature that requires multiple private keys to authorize a transaction, enhancing protection against unauthorized access in blockchain networks.

Read full definition

Real-World Examples

Example 1: HODLing Bitcoin securely

Alice buys Bitcoin for long-term storage. She uses Coldcard's dice roll feature to generate a BIP39 seed offline. She writes down the 24-word mnemonic and stores Coldcard in a safe deposit box. Her private keys stay air-gapped.

Example 2: Signing a transaction

Bob runs a watch-only wallet on his online laptop. He creates a transaction to send 0.1 BTC. He saves it to a microSD card. He inserts the card into his Coldcard Mk4, verifies details on the screen, enters his PIN, and signs it. He returns the signed transaction to his laptop via SD for broadcasting.

Example 3: Multisig setup

Carol sets up a 2-of-3 multisig vault. She uses Coldcard as one key, a software wallet on another device as the second, and a Trezor as the third. To spend, she signs her Coldcard share offline and combines signatures.

Example 4: Duress protection

Under coercion, David enters his duress PIN on Coldcard. The device displays a decoy wallet with minimal funds. His real Bitcoin remains hidden in the main wallet, protected by the primary PIN.

BlockchainBitcoin

Bitcoin (BTC) is the first decentralized cryptocurrency, launched in 2009. It uses blockchain technology for secure, peer-to-peer digital transactions without intermediaries.

Read full definition
BlockchainBIP39

BIP39 is a standard for generating mnemonic seed phrases that are used to create deterministic wallets and securely back up cryptocurrency private keys.

Read full definition
WalletWatch-Only Wallet

A watch-only wallet displays cryptocurrency balances and transactions without private keys, allowing secure monitoring without spending capability.

Read full definition
TransactionMultisig

Multisig (multi-signature) is a security feature that requires multiple private keys to authorize a transaction, enhancing protection against unauthorized access in blockchain networks.

Read full definition
WalletHot Wallet

A Hot Wallet is a cryptocurrency wallet connected to the internet, allowing for easy access and transactions but more vulnerable to hacks.

Read full definition
HardwareTrezor

Trezor is a hardware wallet by SatoshiLabs. It stores private keys offline to secure cryptocurrencies.

Read full definition
SecurityDuress PIN

A Duress PIN is a special code used in cryptocurrency hardware wallets to trigger a response, such as wiping the device, in case of coercion or threat.

Read full definition
SecurityPlausible Deniability

Plausible Deniability refers to the ability to deny knowledge or possession of cryptocurrency by using techniques like decoy wallets or hidden volumes, ensuring privacy under duress.

Read full definition

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